3. There are numerous tutorials and online classes for those who wish to become a cyber criminal in Brasil. These classes sound very reasonable and one could imagine that they might be helpful even for those who are learning to thwart cyber crime.
4. There also seems to be a robust and healthy infrastructure for the provision of apparatus to help in crime. These include such things as "credit card" skimmers for companies which extracts the information on the card when processing an apparently legitimate credit card transaction.
5. Although there are numerous classes of targets in Brasil, this report does give the impression that the banking industry of Brasil has become very vulnerable.
6. Many of the Developers are or were computer science students. Some of them are literally Computer Science students and take time off to study for exams and so forth. We know this because they post letters of apologies in the forums apologizing to their clients for being unavailable for a certain period.
7. Both Developers and Operators hold Brasilian law enforcement in contempt. Apparently the penalties for cyber crime are considered to be very weak and the law enforcement particularly inept. Presumably this will change in the near future as both are corrected as crime increases.
8. The disastrous Brasilian economy is the prime motivator here. There is extraordinary poverty and an economy that has stagnated with no obvious way to improve one's standing. In this, Brasil seems to be very similar to the USA of the last decade. Thus, the real problem here is not crime but poverty and, apparently, corruption. Again, very similar to the USA.
9. Finally the report gives the impression that part of the cause of the substantial increase in crime is the result of the failure of the mythology that the rich are people who have earned and deserve to keep their wealth. The impression seems to be that the rich are merely more successful criminals, corrupt politicians or the children or relatives of the former. Again there is a striking similarity to beliefs in the USA.
I would recommend anyone who is unemployed and interested in a new career to read this report.
The following image is not from the report on Brasil, but is an illustration I found on the web of how a credit card skimmer scammer works: