6. What happens after?
By the time I graduate, I hope to have at least one if not two books published (The details of that for another time. The first book is well underway). I will have social security, maybe a tiny income if I keep writing books. If I get a job, I can repay my govt loans. If I do not work, then they can come take it out of me.
My life is already ruined. Getting a graduate degree is unlikely to make things worse.